David McMillin

David McMillin has written about credit cards, mortgages, banking, taxes, and travel for the past 10 years. His goal is simple: help readers figure out how to minimize fees and maximize rewards.

In addition to writing for Business Insider, Bankrate, and The Points Guy, David is a musician, which means he has spent way too much time stressing about money. He applies the lessons he's learned from budgeting and sign-up bonuses to offer practical advice for personal finance decisions.

David is based in Chicago. He needs to visit four more states – Alaska, Utah, Oklahoma, and Vermont – to check all 50 off his list.